The process of purchasing insurance to protect your family or business can be quite complex. There are many insurance companies each offering different insurance products. Choosing the right coverage solution from a strong insurer is an important decision, one that...
Much happens behind the scenes after an insurance policy is purchased by an insured. A written risk may be transferred from one insurer to another. Many different companies may have interests in the original insurance contract (and its continued success) beyond the...
The worldwide insurance industry is vast and interconnected. Calamities in distant places of the world can have an impact on the availability of insurance and the amount of premium you pay at home. Natural catastrophes such as major hurricanes in the southeast United...
In risk management and insurance, the accumulation of losses can lead to an insurance company’s insolvency. An insurer must have a strategy concerning the lines of business (types of insurance) it plans to write and where the accepted risks will be located. The...
Risk, as explained in our recent post titled “Understand Risk and How Insurance is used to address it”, is all around us. It is helpful to know and understand the terminology used to describe risk and its adverse outcomes (known as losses) in the context of...
Every day, as you set out to perform the tasks and activities you strive to accomplish, risk follows you. Risk is all around, surrounding your every decision and activity, giving rise to a vast possibility of outcomes. Risk is an inevitable part of life, one that you...
If you entered the insurance industry because it has always been your goal, or if somehow your career took an unexpected turn which led you to the field of insurance, you will be happy to know that the insurance industry is one where you have great...
Insurance & Reinsurance Broker
Joshua S. Pestano is an insurance professional with more than ten years of experience in the industry. He is an insurance and reinsurance broker and founder of Risk Reinsurance Holdings, Inc.